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Personal Loan

Are you facing difficulty in purchasing goods by a paying a lump sum amount. Your solution is Uttarakhand Gramin Bank's Personal Loan scheme. Access this facility from more than 229 branches of UGB across the Uttarakhand.


  1. You should be a citizen of India.
  2. Age will be more than 18 years.
  3. Should be completed 1 yr service in State Govt./Central Govt./ public sector undertaking & Should have remaining min. 2 years service.
  4. Should have salaried account in our branch, and cheque of facility available.
  5. Min. net monthly income should be 3000/- after all deductions.
  6. Salaried account in branch

Quantum of Finance

  • Minimum 24000/-
  • Maximum 24 times of net monthly income or 1000000/- after deduction of all taxes whichever is less.
  • EMI/NMI Ratio should be not more that 50%.

Processing fees

1.80% of Loan amount. (Subject to Change)


3-7 Years.

Essentials Documents

Documents to be obtained For Salaried Individuals:

  • Statement of Bank account of the borrower for last 6 months
  • Proof of Identity :- ( any one of the following)-Photocopy of Passport/PAN Card/Voters ID card/Driving License etc.
  • 2 passport size photographs of borrower
  • Income Proof: - latest salary slip with form 16.
  • Address Proof :- (any one of the following) - Ration card/Driving License/Voters ID Card/Passport Copy/Telephone Bill/Electricity Bill/Life Insurance policy/PAN Card.
  • I.T. Returns/Forms 16 for the last 2 years.
  • Letter from the Employer.

For more details please contact to nearest Branch's Branch Manager