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Profile

Introduction:

Uttarakhand Gramin Bank, sponsored by the State Bank of India established under the RRBs Act 1976, came into existence on 1st Nov. 2012, after the amalgamation of the 2 RRBs viz. Uttaranchal Gramin Bank, Dehradun (Sponsored by SBI)  & Nainital Almora Kshetriya Gramin Bank, Haldwani (Sponsored by Bank of Baroda) in Uttarakhand state.
 

1. Name of the Bank : Uttarakhand Gramin Bank.
2. Head Office : 18, New Road Dehradun (Uttarakhand).

3. Date of     Establishment:

01 Nov 2012
4. No. Of Regional   Offices:  4  (i) Dehradun  (ii) Pauri Garhwal  (iii)    Pithoragarh     (iv) Haldwani  
5. No. of Branches : 286
6. Other offices : Satellite Offices -11 : Extension Counters -2
7. Districts Allotted : All 13 districts of Uttarakhand.

 

Uttarakhand Gramin Bank is the Bank having second largest network of branches in Uttarakhand state after State Bank of India.

                  

Other Particulars-

i) Branch Expansion

Sr. No. Category Number of Branches
1. Urban 14
2. Semi Urban 34
3. Rural 238
  Total 286



 

Sr. Name of Districts No. of branches
UNDER REGIONAL OFFICE-I, DEHRADUN 86
1 DEHRADUN 44
2 TEHRI 20
3 UTTARKASHI 07
4 HARIDWAR 15
UNDER REGIONAL OFFICE-II, PAURI 62
5 PAURI 41
6 CHAMOLI 13
7 RUDRAPRAYAG 08
UNDER REGIONAL OFFICE-III, PITHORAGARH 38
8 PITHORAGARH 30
9 CHAMPAWAT 08

UNDER REGIONAL OFFICE-IV,HALDWANI                                  

100
10 ALMORA 30
11 BAGESHWAR 13
12 NAINITAL 37
13 UDHAM SINGH NAGAR 20

(ii) STAFF:

A. Officers On Deputation from Sponsor Bank:

i) Chairman 01
ii) General Manager: 02
iii) Other Officers:
    "a")SMGS-V
1
    "b")SMGS-IV 1
    "C") MMGS-II
Total: 5

B. RRB Staff

S.No. Category Total No.
1. Supervising - Total  
  a) Officer Scale-IV 09
  a) Officer Scale-III                 78
  b) Officer Scale-II 192
  c) Officer Scale-I 285
2. Office Assistants 366
3. Subordinate 47
Total 977

C. Officers on deputation from other Banks:

Under Inter Bank Deployment of RRB Officers: NIL

D. Officers deputed to other RRBs:

NIL

[iii] Business performance

(Rs. in lacs)

Item Actual
March '15
Actual
March' 16

Actual 

March '17

a) Deposits 314262.20 335005.12 413025.38
b) Advances 175327.28 194559.22 198155.06
i) Priority Sector 135272.75 146003.42 142712.48
ii) %age of Priority Sector to Total 77.15 % 75.04 % 72.02 %
c) CD Ratio (%) 55.79 % 58.08 % 47.98 %
d) Profit i) Before Tax 690.46 148.08 462.44
ii) After Tax 265.24 128.69 384.37
e) Total Business 489589.5 489598.18
611180.44
f) Busi. Per Branch 1711.85 1711.88 2136.99
g) NPAs i) Absolute 11569.28 19757.21 19553.76
ii) NPAs (%) 6.60 % 10.15 % 9.87 %
h) KCCs issued (During the period) 6238 5517 2589
i) SHGs Formed (During the period) 1575 2281 2062
j) SHGs Linked (During the period) 800 1064 341
l) CBS Branches 286 286 286

(iv) ANNUAL CREDIT PLAN ACHIEVEMENT:

(Rs. in lacs)

Target 2016-17 Achievement 2016-17
Amount Amount %
121737.00 67688.95 56.00 %

(v) INVESTMENTS

(Rs. in lacs)

Sr.No. Particulars Amount As on 31.03.17
1. SLR- Govt. Securities 161380.63
2. i) Non SLR -  
i) Mutual funds   1580.31
ii) Debentures & Bonds 4307.20
iii) Other Securities 2676.46
iv) FDs with SCBs- Total 69428.43
  Total -NON SLR 77952.4
  Total Investments 239333.03

(vi) GOVT. INITIATIVE ON AGRICULTURE

i) Financing of Agriculture

(Rs. in lacs)

Particulars 2016-17
1. Agriculture Disb. 23888.90
2. Agriculture Outstanding 42951.70
3. % of Agri. to Total 21.67 %

ii) NEW FARMERS ACCOUNTS OPENED

(Rs. in lacs)

Position as on March 17   New farmers financed 2016- 2017
                   10491

(vii) Inspection Rating of Branches:

  31.03.17    
1. Excellent/ A+ 104    
2. Good /B 157    
3. Satisfactory/ C 25    
4. UnSatisfactory -    
5.New branches not audited 26    
Total (Branches) 286    

(viii). C.D. Ratio ASCB (All Sch. Comm. Banks) vis a vis Uttarakhand Gramin Bank:(31.03.2017)

Sr.No. District CD Ratio
of ASCB
CD Ratio
of UGB
1. Uttarkashi 47 % 107.24 %
2. Dehradun 42 % 51.23 %
3. Haridwar 65 % 98.87 %
4. Tehri 46 % 47.69 %
5. Pauri 24 % 35.44 %
6. Chamoli 29 % 42.16 %
7. Rudra Prayag 26 % 49.23 %
8. Pithoragarh 37 % 45.76 %
9. Champawat 31 % 35.47 %
10. Almora 20 % 23.31 %
11. Bageshwar 23 % 33.73 %
12. Nainital 45 % 51.28 %
13. Udham Singh Nagar 122 % 120.59 %

HIGHLIGHTS OF PERFORMANCE DURING 01.04.2016 TO 31.03.2017:

  • 100% branches are in Core Banking Solution (CBS).
  • Advance Technology with ATM, NEFT, SMS Alert, Internet Banking etc.
  • Tie-up arrangement with SBI Life Insurance Co. Ltd. 7 MDRT in a  year.
  • Tie-up arrangement with National Insurance Company Ltd.
  • Tie-up arrangement with SBI Mutual Fund for marketing of Mutual Funds.
  • Tie-up arrangement with M/s Force Motors for financing of vehicles.
  • Tie-up arrangement with M/s International Tractors for financing of Tractors.
  • Tie-up arrangement with M/s Honda Motors for financing of two wheelers.
  • Recruitment of 131 Office Assistants and 39 Officers.
  • NRE/NRO Accounts & Western Union Money Transfer facility launched.
  • PAN Card issuance facility available.
  • regular publication of in-house magazine "Gangotri".